Clarity on Health Insurance and the Public Option

Updated and revised, 07-31-2009.

The political and economic debate over health care in America is starting to clarify.

Congress is coming to the conclusion that the private health insurance industry is part of the problem. Tailoring American health policy to suit the private insurance industry makes no sense.

Health care policy should be designed to meet the needs of people and doctors, not insurance companies. Did you ever know a friend who liked fighting with insurance companies to get a claim approved? Do you know anyone who likes needing a referral to see a doctor? Do you know any physicians who like the paperwork that the insurance companies impose on doctors and their office staff? 

Finally, do you know any doctors who enjoy having the insurance companies tell them how to run their medical practice?  Do you know any patients who trust their insurance company more than their doctor?

President Barack Obama’s proposed public option is making more and more sense as an alternative for people who are sick of dealing with the private insurance companies.

Universal health care would also be a giant step toward simplifying life for millions of middle-class, working-class, and poor Americans. 

How nice it would be to accept a different job without having to give up your health insurance! What a relief it would be if, even when you lose your job, at least you don’t lose your health insurance! Your children could still go to their pediatrician, not the emergency room. Health care for all would be so . . . well, so equal. It would be so fair.

And for those of us in the graying generation, baby boomers who often find ourselves passed by in this fast-changing economy, what a relief if we at least had health insurance.

Medicare eliminated the specter of poor, elderly Americans unable to afford health care. What if we could do the same for all Americans? 

Health care is one of the essentials of life: Food, Shelter, Clothing, Transportation and Health Care. It would be so much easier to live a simple and frugal lifestyle, if essential health care was available for every American.

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